Guest Post: Why Get Wedding Insurance?

I have to say, I can get used to living in Florida! We finally found our new home, and now it is all about setting up our internet so that I can be in full blogging force again! (I type this using the hotel's internet, lol) That and our belongings are still on the way so I don't even have chairs! I have a great guest post for you today. I haven't touched on wedding insurance on my blog yet but it is important to talk about it and consider having it so that you don't end up being in a pickle you can't predict!

Hello everyone! I’m Lissahn of Wrapped Couture, and I’m sitting in today for one of my favorite bloggers and fellow TWIPS.  I was asked to write about Wedding Insurance and here’s my take on it.

How many times have we seen the debate on whether or not to have a full bar at a wedding reception? A cash bar is out of the question and the wedding reception won’t be the same without alcoholic beverages and a signature cocktail or two.  Of course we want to entertain the guests and make sure that they’re happy as well.  What happens when they become a little too happy?

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Did you know that having Wedding Liability Insurance can help, in the event that someone is injured due to alcohol related accidents or property damage done to your reception venue.  In fact, many venues are now starting to require liability insurance, which comes in $500,000, $1 million, or $2 million policies.  The last thing I’d want to do is worry about an accident when I should be enjoying my honeymoon.  A guest having had too much to drink, not able to drive home, or someone deciding to dance from the chandelier, does not equal fun.

We all like to have a good time, but unfortunately we also have to be prepared for unpleasant incidentals.  Even when we decide that having alcohol is too much of a hassle for us and decide not to make it a part of the reception, I’ve seen guests who have snuck in their own alcohol.  It can turn your intended event into something entirely different.  I’ve always said it’s better to have it and not need it than need it and not have it.  For as little as $150, you can have a policy that’s $500,000 from WedSafe.com.

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There is also Wedding Event Insurance that protects your wedding day from cancellation or postponement due to extreme measures, such as extreme weather, sudden illness, or an accident.  It also protects against the bride or groom being in the military and their leave has been canceled or a vendor not delivering as promised on your wedding day.

The planning of a wedding should be fun and exciting. We don’t like to think of the bad that may happen but we should want to plan ahead for the possibility anyway.  You want to protect your investment into your wedding day and have the peace of mind that things will definitely all be ok after your wedding day has come and gone.